Joel Tuwey is a Tutorial Fellow in the department of Accounting & Finance, School of Business & Economics at Moi University. He holds a PhD in Business Management (Finance). He holds a Master’s degree in Business Management (MBM) and a Bachelor’s degree in Business Management (BBM) from Moi University. He is a certified public accountant CPA (K) and registered with the Institute of Certified Public Accountant of Kenya (ICPAK). His research interests are on Corporate Governance, Behavioral Finance, Innovations, Financial Inclusion, Business Ethics and Corporate Social Responsibility (CSR).