Benard, M. C., Thaiya, M. S., Nduta, K. J., Kiptoo, J. M., & Wechuli, N. A. (2021). Role of ICT4D in the Growth and Development of SMES: A Solution To Digital Divide.
Joram, M. K., Harrison, B. K., & Joseph, K. N. (2017). A knowledge-based system for life insurance underwriting. International Journal of Information Technology and Computer Science, 3, 40–49.